Tunis: The National Institute of Meteorology (French: INM) announced a deep penumbral lunar eclipse visible from Tunisia on Monday. With an overall duration of 4 hours and 39 minutes, this eclipse began at 5:53 am (local time) and reached its maximum at 08:12 am, ending at 10:32 am. 95.6% of the moon is set to lie inside Earth's penumbral shadow, the added INM. A penumbral lunar eclipse occurs when Earth's outer shadow falls on the Moon's face. It is easy to miss because most of the Moon is illuminated by sunlight. Source: Agence Tunis Afrique Presse Fidelity Bank Ghana has held a financial literacy programme for hundreds of Ghanaian and other African youth at the just-ended 13th Africa Games. The two-day workshop, covered a number of areas of investment, including stocks, mutual funds, pension funds, fixed deposits, and government securities (T-bills). The masterclass was delivered on the theme: 'Smart Savings and Investments', under the Bank's sponsored Youth Pavilion initiative. It was aimed at providing participants with practical savings and investment techniques and help to secure their future through prudent financial decisions. Speaking at the workshop, Mr Thomas Ishmael Adjei, Acting Director of Retail Segments, Fidelity Bank, encouraged the youth to continue to acquire knowledge and tools needed to achieve financial independence. He said it was important for the youth to build safety nets through consistent savings and investment habits, by setting specific, measurable, attainable, relevant, and time-bound (SMART) goals in their financial p lans. 'Uncertainties are inevitable, but with strategic financial planning, individuals can build a safety net to safeguard their future. Through prudent saving and smart investments, individuals can achieve their financial goals and attain the financial independence they desire,' Mr Adjei said. He also urged the youth to track their progress by leveraging digital platforms and mobile applications to monitor savings and investments effectively. Doing so, he said, would give them a sense of accomplishment and motivate them keep to their goals. Mr Adjei also encouraged the youth to understand the various risk profiles in any investment they signed up to, and seek professional financial advice before making investment decisions. 'Make sure you have enough information before you take that bold step to invest your money. Research could be a simple desktop research. It could be going into a bank, or any of these other investment companies and ask questions,' he advised. 'Take a note, write out those response s, and then take a pause and have time to think about your decision before you go into investing. If you haven't saved before, or your risk appetite is also less, start small and build up a plan around how to invest.' Mr Adjei pledged Fidelity Bank's commitment to joint prosperity, emphasising the Bank's dedication to making its customers thrive through strategic financial planning and prudent decision-making. He stated that the Bank sponsoring the Youth Pavilion demonstrated its commitment to empowering young people with the financial literacy tools necessary to navigate the world of finance with confidence. That, he said, was aligned with Fidelity Bank's broader mission of promoting financial inclusion and driving sustainable economic growth in Ghana. Source: Ghana News Agency